Wednesday, August 31, 2011
Tuesday, August 30, 2011
Where Are the Cheapest Homes in America?
The Cheapest Homes in America
Is the best option for housing to own a home or rent one? That depends on where you live. In almost any large city, because of the downturn in the housing market and the unemployment situations, cheaper housing is now available. If you prefer smaller towns, there are cities and towns within almost any state with homes for sale around $50,000 or less. Sometimes you have to give up conveniences to live in these towns, but it may be worth it. Many factors go into choosing a home, and price, along with size and location, is one of the biggest factors.
Detroit, Michigan
Detroit is one place where owning a home versus renting is actually easier on the wallet for a family. Hard hit with high unemployment rates, the city has many foreclosures.
Hot Springs, Arkansas
This town depends on tourism and recreation for a good portion of its income. It’s expected that home prices in the area would be higher; however, that is not the case at all. Some houses are less than $30,000 for a two bedroom. The area is beautiful, surrounded by the Ouachita Mountains.
Altoona, Pennsylvania
There are many houses for under $30,000 in the town of Altoona. This town boasts around 35,000 inhabitants. It offers the things most have come to enjoy, such as restaurants, parks, and golf.
Pueblo, Colorado
Pueblo boasts of a little over 100,000 in population and offers attractive housing. Some homes are offered for under $50,000 and even as low as $30,000, although those might be considered fixer-uppers.
Tampa, Florida
The listings of houses for $30,000 or less is a long one for this city of a little over 340,000. On the Gulf of Mexico and being close to the ocean is a plus for living in this community.
If the Southwest is more to your liking, you might consider Tucson, Arizona. Smaller houses are listed for under $20,000 and these are not foreclosures. Tucson's population is around 548,000. The weather, mountain views and beautiful sunsets attract people from all over the United States.
If you are retiring and need a cheaper place to live, you may want to look at some of the cities listed. Alternatively, you can do an internet search for the city you prefer and find out for yourself if there are any cheaper homes available for where you wish to live.
This guest post was written by Jim Savage, who also contributes content to this site about the cheapest homes in America. His latest article on that site is about the least expensive houses in Michigan.
Is the best option for housing to own a home or rent one? That depends on where you live. In almost any large city, because of the downturn in the housing market and the unemployment situations, cheaper housing is now available. If you prefer smaller towns, there are cities and towns within almost any state with homes for sale around $50,000 or less. Sometimes you have to give up conveniences to live in these towns, but it may be worth it. Many factors go into choosing a home, and price, along with size and location, is one of the biggest factors.
Detroit, Michigan
Detroit is one place where owning a home versus renting is actually easier on the wallet for a family. Hard hit with high unemployment rates, the city has many foreclosures.
Hot Springs, Arkansas
This town depends on tourism and recreation for a good portion of its income. It’s expected that home prices in the area would be higher; however, that is not the case at all. Some houses are less than $30,000 for a two bedroom. The area is beautiful, surrounded by the Ouachita Mountains.
Altoona, Pennsylvania
There are many houses for under $30,000 in the town of Altoona. This town boasts around 35,000 inhabitants. It offers the things most have come to enjoy, such as restaurants, parks, and golf.
Pueblo, Colorado
Pueblo boasts of a little over 100,000 in population and offers attractive housing. Some homes are offered for under $50,000 and even as low as $30,000, although those might be considered fixer-uppers.
Tampa, Florida
The listings of houses for $30,000 or less is a long one for this city of a little over 340,000. On the Gulf of Mexico and being close to the ocean is a plus for living in this community.
If the Southwest is more to your liking, you might consider Tucson, Arizona. Smaller houses are listed for under $20,000 and these are not foreclosures. Tucson's population is around 548,000. The weather, mountain views and beautiful sunsets attract people from all over the United States.
If you are retiring and need a cheaper place to live, you may want to look at some of the cities listed. Alternatively, you can do an internet search for the city you prefer and find out for yourself if there are any cheaper homes available for where you wish to live.
This guest post was written by Jim Savage, who also contributes content to this site about the cheapest homes in America. His latest article on that site is about the least expensive houses in Michigan.
Sunday, August 28, 2011
Friday, August 26, 2011
Industry, Agriculture and Trade in Days Gone By
Ever since humans moved beyond their hand to mouth existence as hunter gatherers, they have needed to find ways to store food and other items safely. Today, we have warehouses and storerooms all over the country for our many consumer goods. But how did they do things in the past?
Egyptian grain silosThe ancient Egyptians relied heavily on bread as a staple part of their diet. They generally stored their grain underground, often in huge communal grain pits or silos that would be able to feed whole communities. Many of these pits would have been simple affairs – little more than holes dug into the ground. In Egypt’s dry climate grain would have kept underground for a long time without spoiling. Some of the most impressive underground grain pits in Egypt were at the Pyramid at Sakkara. These enormous pits were initially thought by archaeologists to be tombs, but they are far too large. They are also all connected by a walkway, which tombs would not have been, so it is thought that they were used for storing grain for the city.
Roman grain storesLike the Egyptians, the Romans relied heavily on bread as a major part of their diet. Like the Egyptians, they needed to find a way of keeping their grain well stored for months on end, without it going bad. They were also in a much wetter climate than the Egyptians, so keeping grain dry was important. They built granaries in every city and fort, and went to great lengths to ensure they were safe from potential invading enemies. As with everything they built, the Romans used their knowledge of engineering to build their granaries. To keep the grain dry, they built them with raised floors on pillars, which allowed air to circulate underneath. An example, from the Roman fort of Housesteads on Hadrian’s Wall, can be seen here:
British port warehouses Although not ancient, the warehouses that sprang up in British port cities during the industrial revolution were the first large scale developments of warehouses. Although ports and canal-sides would always have had some means of storing goods in and around them, the warehouses that grew up in nineteenth century Britain were on a different scale to anything seen before. Many are still standing, often converted into flats and offices, in what are now desirable locations. Then, they were a central part of a period of history that hugely changed the way the world lived, and a symbol of the new age of urbanisation and industrial development. Reaching many storeys high, warehouse in port cities such as London and Liverpool would store goods and raw materials from all over the world brought in by ship. They would also hold goods manufactured from those raw materials ready for export back to other parts of the world – an essential part of the growing system of global trade.
Rachel is a history blogger who has covered everything from tea parties in Regency England to the changing nature of warehouse space.
Thursday, August 25, 2011
Origins of Financial Systems
Our current financial system is the product of years of trial and error from countries across the globe, with different ideas and experiments being tried and discarded in an effort to produce a network of wealth that would make trading easy. Below are the origins of the most common elements of finance.
Paper currency can be traced back to bank I.O.U.s created to allow customers to move large sums of money without having to carry bags of coins. The first nationally recognized paper currency was the "flying money" created around 800 C.E. by China's Tang Dynasty. These government issued papers were used as payment for supplies and could immediately be converted to coin at government agencies. Knowing their value, traders used these slips as money instead of cashing them in. The Song Dynasty (960-1279 C.E.) made these notes readily available to the general populous while at the same time banning the issue of private I.O.U.s. This was the first true paper currency.
Secular banking institutions sprung up in Italy during the Renaissance, run by wealthy trading families. The first modern bank was London's Royal Exchange, founded in 1565. It took the ideas of the Italian banks, combining several institutions to create a single financial alliance.
The first multinational corporation was the Dutch East India Company. The company was given a twenty-one year monopoly on all Dutch trade with Asia and had no set end to the charter; previous companies would only be formed for the duration of a single sea voyage. The company continued to do business for almost two centuries after its formation. It was also the first company to offer shares of stock.
Britney Baker looks at the best places to get auto insurance over at autoinsurancecomparison.org.
Currency
Before currency standardization purchases were made by bartering. This was very complex as each item in a market would have a different value in relation to other items. It wasn’t long before trade focused on small, valuable objects like shells, beads, and metals, simplifying transactions. The first coins were used as religious objects, eventually making the crossover to currency somewhere between 700-400 B.C.E. in India, China, and the Mediterranean. Originally struck for private owners, it would take some time before these coins came in standard sizes, establishing a currency with a set value.Paper currency can be traced back to bank I.O.U.s created to allow customers to move large sums of money without having to carry bags of coins. The first nationally recognized paper currency was the "flying money" created around 800 C.E. by China's Tang Dynasty. These government issued papers were used as payment for supplies and could immediately be converted to coin at government agencies. Knowing their value, traders used these slips as money instead of cashing them in. The Song Dynasty (960-1279 C.E.) made these notes readily available to the general populous while at the same time banning the issue of private I.O.U.s. This was the first true paper currency.
Banking
Banking started in temples before standard currency was established. These religious buildings would have safes and storehouses in which people could keep their goods or loan out temple property with an agreement that it would be paid back with interest. Buddha even addressed these issues, teaching monks how to run and maintain temples using these investments. The Roman Catholic Church was the dominant banking institution throughout the Middle Ages despite rules against usury.Secular banking institutions sprung up in Italy during the Renaissance, run by wealthy trading families. The first modern bank was London's Royal Exchange, founded in 1565. It took the ideas of the Italian banks, combining several institutions to create a single financial alliance.
The Corporation
The idea of the corporation can be traced back to ancient Rome and India. These early corporations were formed to give organizations identities outside of the people who ran them, allowing them to continue after the founders had died. The most common entities to be incorporated were churches as they could exist for hundreds of years. The oldest existing corporation is Stora Kopparberget, literally "Great Copper Mountain," formed in 1347 to mine copper in Sweden.The first multinational corporation was the Dutch East India Company. The company was given a twenty-one year monopoly on all Dutch trade with Asia and had no set end to the charter; previous companies would only be formed for the duration of a single sea voyage. The company continued to do business for almost two centuries after its formation. It was also the first company to offer shares of stock.
Britney Baker looks at the best places to get auto insurance over at autoinsurancecomparison.org.
Wednesday, August 24, 2011
Tuesday, August 23, 2011
The Benefits of Forex Software
The Benefits of Forex Software
The advancements in forex software systems have made it increasingly easier for traders to make a profit on the forex markets. The software compares the various currencies in their respective markets, and allows traders to trade 24 hours a day. By making use of the software, forex trading becomes a significantly more viable stream for generating revenue.
There are two types of forex software downloads available for forex traders, both of which enable the trader to execute bids at any time. These are:
Traders need to keep in mind the importance of security; fortunately your forex software should have this under control and provide security systems for users. The security features will prevent hackers from accessing your account and altering your bid or transaction. It will also keep your personal details safe.
When it comes to choosing your forex software, the latest versions are usually best. If you cannot get the latest version then make sure that the software you choose offers you the ability to upgrade when new upgrades become available. It is also essential that the software you choose meets all your needs. Many sites offer forex software downloads that allow you to test before you buy, so you can ensure that the software is right for you.
When it comes to the forex markets there is plenty of profit to be made, so long as you trade confidently and with care. Forex software can help you make informed bids thereby increasing your likelihood of excellent profits.
The advancements in forex software systems have made it increasingly easier for traders to make a profit on the forex markets. The software compares the various currencies in their respective markets, and allows traders to trade 24 hours a day. By making use of the software, forex trading becomes a significantly more viable stream for generating revenue.
There are two types of forex software downloads available for forex traders, both of which enable the trader to execute bids at any time. These are:
- Server Side Software – also known as online trading software, this software allows users to log in to their forex market accounts online using their unique name and password. Once traders have gained access to their account through the site, they can trade, view their account and bids performance and complete any other transactions or reviews. They may also be better able to contact their metatrader 4 broker should they prefer to trade through one.
- Client Side Software – this software is installed on the trader’s personal computer so that the markets can be accessed directly rather than through another site.
Traders need to keep in mind the importance of security; fortunately your forex software should have this under control and provide security systems for users. The security features will prevent hackers from accessing your account and altering your bid or transaction. It will also keep your personal details safe.
When it comes to choosing your forex software, the latest versions are usually best. If you cannot get the latest version then make sure that the software you choose offers you the ability to upgrade when new upgrades become available. It is also essential that the software you choose meets all your needs. Many sites offer forex software downloads that allow you to test before you buy, so you can ensure that the software is right for you.
When it comes to the forex markets there is plenty of profit to be made, so long as you trade confidently and with care. Forex software can help you make informed bids thereby increasing your likelihood of excellent profits.
Monday, August 22, 2011
Sunday, August 21, 2011
Banking Crisis
Investors are selling first and waiting for the facts later. Few can blame them given their experience in 2008-2009. Investors in the stock market sustained huge losses by naively believing that the financial sector and the government were in control of that crisis. This time around, no one believes anything they say.
Friday, August 19, 2011
Thursday, August 18, 2011
Ways Americans Are Cutting Back To Save Money
Three years after America was struck by the economic recession, consumers are still pinching pennies. According to a new poll conducted by Harris Interactive, majority of the American consumers are looking for ways to cut expenses and save money.
The poll surveyed 2,163 consumers online between June 13 and 20, 2011. Among others, the survey revealed that the adult American population believes the economy will get worse amidst reassuring reports. This echoes the findings published by the Conference Board’s Consumer Confidence Index that showed a sudden decline in consumer spending from 61.7 down to 58.5. Obviously, Americans are still suffering from the effects of the recent economic recession and consumers are still cautious about spending money.
Notable is the sudden shift in the attitude of the American market over generic brands. According to Harris Interactive poll, consumers who favor generic brands has considerably increased from 61 percent in February to 67 percent last June. Consumers believe that opting for generic brands saves them dollars.
Interestingly, America is not as vain as what most people used to think. According to the survey, 43 percent of respondents have cut their budget for their hairdresser or barber, which enjoys a 5 percent increase from February’s poll result.
While consumers claiming business conditions are “good” remained static at 14.3 percent, those claiming business conditions are “bad” increased to 38.0 percent from 37.2 percent. Additionally people became more pessimistic about job market with 43.8 percent people stating jobs are “hard to get”, up from 43.5 percent last month. At the same time those stating jobs are “plentiful” decreased to 5.2 percent from 5.7 percent.
On the bright side, consumers are starting to develop better eating behaviors such cutting on coffee consumption, started bringing lunch for work and started using refillable water containers. Although these saving measures appear affirmative, it takes toll on the economy especially on businesses with directly linked with these industries.
Furthermore, buyers are also cutting their budget on expenses, which are considered indispensable such as newspaper, magazine and cable subscriptions, as well as dry cleaning. These recurrent expenses can significantly eat huge portions of consumer budget hence scraping off portions in this expenses saves lots of dollars.
While cutting back on household expenditure may be good, it does no good on the overall growth of economy. Experts foresee a continuous slowdown in the economic progress unless consumers are confident enough to start spend money again and businesses start hiring again.
Are you looking for the latest news and updates on consumer finance? Credit Season is an informative website helping consumers find bad credit personal loans online through its nationwide network of lenders.
The poll surveyed 2,163 consumers online between June 13 and 20, 2011. Among others, the survey revealed that the adult American population believes the economy will get worse amidst reassuring reports. This echoes the findings published by the Conference Board’s Consumer Confidence Index that showed a sudden decline in consumer spending from 61.7 down to 58.5. Obviously, Americans are still suffering from the effects of the recent economic recession and consumers are still cautious about spending money.
Notable is the sudden shift in the attitude of the American market over generic brands. According to Harris Interactive poll, consumers who favor generic brands has considerably increased from 61 percent in February to 67 percent last June. Consumers believe that opting for generic brands saves them dollars.
Interestingly, America is not as vain as what most people used to think. According to the survey, 43 percent of respondents have cut their budget for their hairdresser or barber, which enjoys a 5 percent increase from February’s poll result.
While consumers claiming business conditions are “good” remained static at 14.3 percent, those claiming business conditions are “bad” increased to 38.0 percent from 37.2 percent. Additionally people became more pessimistic about job market with 43.8 percent people stating jobs are “hard to get”, up from 43.5 percent last month. At the same time those stating jobs are “plentiful” decreased to 5.2 percent from 5.7 percent.
On the bright side, consumers are starting to develop better eating behaviors such cutting on coffee consumption, started bringing lunch for work and started using refillable water containers. Although these saving measures appear affirmative, it takes toll on the economy especially on businesses with directly linked with these industries.
Furthermore, buyers are also cutting their budget on expenses, which are considered indispensable such as newspaper, magazine and cable subscriptions, as well as dry cleaning. These recurrent expenses can significantly eat huge portions of consumer budget hence scraping off portions in this expenses saves lots of dollars.
While cutting back on household expenditure may be good, it does no good on the overall growth of economy. Experts foresee a continuous slowdown in the economic progress unless consumers are confident enough to start spend money again and businesses start hiring again.
Are you looking for the latest news and updates on consumer finance? Credit Season is an informative website helping consumers find bad credit personal loans online through its nationwide network of lenders.
Wednesday, August 17, 2011
Market Technical Analysis
Although the major indexes were mixed in trading today, most stocks closed higher on the NYSE. Among individual stocks, the two top percentage gainers in the S.&P. 500 were Sprint Nextel Corporation and Genworth Financial Inc.
Market Update
Dell, the second-largest personal-computer maker, fell 10 percent as slower spending on PCs and consumer technology crimped its sales forecast. Abercrombie & Fitch Co. (ANF), the teen- clothing retailer, slid 7.8 percent after company executives said expenses will continue to rise this year. Target Corp. (TGT) rose 2 percent as cost cuts helped boost profit. Eastman Kodak Co. (EK) surged 21 percent as analysts and investors told Bloomberg News its patents may make it a takeover target.
The S&P 500 rose less than 0.1 percent to 1,193 at 3:16 p.m. in New York, after gaining as much as 1.3 percent and falling as much as 0.7 percent. The benchmark gauge dropped 1 percent yesterday, snapping a three-day rally. The Dow Jones Industrial Average lost 9.16 points, or 0.1 percent, to 11,396.77 today. http://www.bloomberg.com/news/2011-08-17/u-s-stock-index-futures-fluctuate-dell-drops-in-german-trading.html
Tuesday, August 16, 2011
Warren Buffett Speaks On!
The interview came shortly after Buffett published an Op-Ed piece in the New York Times, called "Stop Coddling The Super Rich," in which he urged the government to make billionaires (including him) pay more taxes.
In the interview, Buffett stressed that it was vital for politicians, and the newly appointed congressional super-committee in particular, to work together to help resolve the country's economic difficulties.http://www.huffingtonpost.com/2011/08/16/warren-buffett-charlie-rose-interview_n_928113.html
Monday, August 15, 2011
Do you want to start trading online?
Although share trading has proved extremely profitable for traders, several novices have been financially ruined due to lack of knowledge on markets. Every individual that deals with stocks needs to have a fair knowledge of financial markets. Detailed research and study on graphs, past history of companies, government policies and current events helps traders make the right decisions. Analysis of past market trends helps traders devise strategies for the future. Trading in shares online has become popular all over the world because of its ease and convenience. By opting for online trading, an individual makes sure that he/she doesn’t have to be available at a physical location to trade. Online share trading allows individuals to buy and sell shares from wherever they are located.
People with busy schedules find online trading extremely convenient as it allows them to make buy or sell stock on the move. A secure internet connection is all one needs to start trading online. Websites that deal with share trading provide excellent information related to market scenarios. An individual can start trading real time after learning to use different features of software on websites. Research reveals that young individuals love trading in shares online, rather than trading at a physical location.
Most websites provide demo or trial packages for users to get thoroughly familiar with the software. Individuals can also download tools from websites. Tools, indicators and calculators that are downloadable from websites give individuals a clear perspective on markets movement in the future. This helps individuals take the right decision in terms of investment or selling of shares.
Individuals can also register with online companies that have brokers. Brokers take care of client portfolios and keep clients updated about movement in the market. Brokers also provide valuable advice on investment and selling of stock. Websites that provide online trading make sure that clients are sent details of account balance when shares are bought and sold. Individuals can check their account status and balance detail any time they feel like. Trading in shares online has benefited several women that are homemakers. Several housewives are making a sizable amount of income with daily online trading. It is recommended that individuals research thoroughly about different online companies before registering with a company for online trading. The best way to get information about online trading companies is through forums and communities.
Novices and advanced traders acknowledge the benefits of trading in shares online. Individuals can get valuable information from graphs that help determine future market trends. Listings of companies and their share price along with comparisons are displayed on a website. This gives individuals a clear picture on buying and selling of shares of a company.
Tips and ideas that websites offer have proven extremely helpful for beginners and experienced traders. There are several websites that also display videos of experts imparting their knowledge on different market scenarios. Individuals can access videos of talks on different market scenarios from video libraries on websites anytime. The layout of websites dealing with share trading is designed specifically to save time for users. Proper knowledge on utilization of software packages on websites ensures efficiency in online share trading.
Whether a beginner or an expert, if you want to know more about <a href="http://tradingsharesonline.net/">trading in shares online</a>, then you should check out the <a href="http://tradingsharesonline.net/virtual-trading/">virtual trading</a> option first.
People with busy schedules find online trading extremely convenient as it allows them to make buy or sell stock on the move. A secure internet connection is all one needs to start trading online. Websites that deal with share trading provide excellent information related to market scenarios. An individual can start trading real time after learning to use different features of software on websites. Research reveals that young individuals love trading in shares online, rather than trading at a physical location.
Most websites provide demo or trial packages for users to get thoroughly familiar with the software. Individuals can also download tools from websites. Tools, indicators and calculators that are downloadable from websites give individuals a clear perspective on markets movement in the future. This helps individuals take the right decision in terms of investment or selling of shares.
Individuals can also register with online companies that have brokers. Brokers take care of client portfolios and keep clients updated about movement in the market. Brokers also provide valuable advice on investment and selling of stock. Websites that provide online trading make sure that clients are sent details of account balance when shares are bought and sold. Individuals can check their account status and balance detail any time they feel like. Trading in shares online has benefited several women that are homemakers. Several housewives are making a sizable amount of income with daily online trading. It is recommended that individuals research thoroughly about different online companies before registering with a company for online trading. The best way to get information about online trading companies is through forums and communities.
Novices and advanced traders acknowledge the benefits of trading in shares online. Individuals can get valuable information from graphs that help determine future market trends. Listings of companies and their share price along with comparisons are displayed on a website. This gives individuals a clear picture on buying and selling of shares of a company.
Tips and ideas that websites offer have proven extremely helpful for beginners and experienced traders. There are several websites that also display videos of experts imparting their knowledge on different market scenarios. Individuals can access videos of talks on different market scenarios from video libraries on websites anytime. The layout of websites dealing with share trading is designed specifically to save time for users. Proper knowledge on utilization of software packages on websites ensures efficiency in online share trading.
Whether a beginner or an expert, if you want to know more about <a href="http://tradingsharesonline.net/">trading in shares online</a>, then you should check out the <a href="http://tradingsharesonline.net/virtual-trading/">virtual trading</a> option first.
Saturday, August 13, 2011
What's Behind the Downgrade?
The Securities and Exchange Commission has asked credit rating agency Standard & Poor’s to disclose who within its ranks knew of its decision to downgrade US debt before it was announced last week, as part of a preliminary look into potential insider trading, people familiar with the matter say.
The inquiry was made by the SEC’s examination staff, which has oversight of credit rating firms, one person familiar with the matter said. The exam staff can make referrals to the SEC’s enforcement division if it believes any laws have been violated, but the inquiry might not result in a referral.
This person said they were looking at who had the information as a starting point. The person added that the agency is not aware of a leak from an S&P insider, nor was it aware of an aberrational trade.
Proving someone leaked information about the downgrade, or traded ahead of it, could be challenging. Many traders anticipated the downgrade and bets could occur across numerous securities or currencies without inside information. In a traditional insider trading case, there is often a more predictable correlation between a company’s stock price and a particular development.
http://www.cnbc.com/id/44099845
http://www.cnbc.com/id/44099845
Friday, August 12, 2011
Thursday, August 11, 2011
Control You Life and Maximize Your Results
Being able to control your life is a really big deal. People who aren't in control of their own lives are often disorganized - and even scatterbrained - failures. Life is all about keeping your act together and following your dreams. Although many people constantly search for happiness, most of them aren't doing what's necessary to make that goal a reality. Jeff Olson, in his book called "The Slight Edge," gives you an easy way to take control of your life and steer it in the direction you want.
The book describes using a simple technique that Olson calls "The Slight Edge" to make your life better. Olson doesn't just give you an easy-to-use technique, however. Instead, he helps you break down and change the way you're currently thinking. It almost seems as though The Slight Edge is forcing you to examine every aspect of your life with a magnifying glass, and then question what you really see. In the end, it will help you identify what you've been doing wrong and then give you a basic solution that can help solve the problem.
When it comes to making changes in their lives, people often become confused. After all, problems can have so many potential solutions, finding the right one can be overwhelming. It's a question of having far too many choices. The Slight Edge book, by Jeff Olson, is original and far different from other self-development or self-help books. You'll see your problems set out before you, and this will help you look much closer at what is really happening in your life.
The Slight Edge book by Jeff Olson can help you correct "blips" in the way you think. Instead of encouraging you to give what you think you can (or are used to giving), the book helps you give even more. And when you give, you'll receive. If applied correctly, the principles Olson discusses in The Slight Edge can help you do a number of things, including find the right partner, lose weight, boost your income, and even improve your state of health.
Many people's health is affected by common, everyday circumstances that so frequently crop up throughout life. The problem isn't so much that divorces are becoming more common or that someone's bills aren't getting paid - the real problem is the approach people use to solve these issues. In The Slight Edge, Olson explains how you can use a single, simple technique to change the outcome of your life. Sometimes deciding something as simple as "diet, not regular," or when to take a walk can change your entire life.
The Slight Edge will help you realize that you need to start small when you want to change. Most people have been led to believe that success just comes out of the blue, dropping down from the sky. Some of these people think that if they fail to achieve their goals by the deadlines they've set, they'll never succeed. Others believe they just weren't meant to succeed or live a fulfilling, happy life.
According to The Slight Edge book by Jeff Olson, the truth is that you'll need to take action to make things happen whenever you want something in life. Success doesn't just fall into your lap, and it doesn't come overnight. Real success takes time to achieve. If you follow The Slight Edge technique properly, it can help you achieve the type of life you've always wanted.
Visit The Personal Development Company to learn more about The Slight Edge by Jeff Olson
The book describes using a simple technique that Olson calls "The Slight Edge" to make your life better. Olson doesn't just give you an easy-to-use technique, however. Instead, he helps you break down and change the way you're currently thinking. It almost seems as though The Slight Edge is forcing you to examine every aspect of your life with a magnifying glass, and then question what you really see. In the end, it will help you identify what you've been doing wrong and then give you a basic solution that can help solve the problem.
When it comes to making changes in their lives, people often become confused. After all, problems can have so many potential solutions, finding the right one can be overwhelming. It's a question of having far too many choices. The Slight Edge book, by Jeff Olson, is original and far different from other self-development or self-help books. You'll see your problems set out before you, and this will help you look much closer at what is really happening in your life.
The Slight Edge book by Jeff Olson can help you correct "blips" in the way you think. Instead of encouraging you to give what you think you can (or are used to giving), the book helps you give even more. And when you give, you'll receive. If applied correctly, the principles Olson discusses in The Slight Edge can help you do a number of things, including find the right partner, lose weight, boost your income, and even improve your state of health.
Many people's health is affected by common, everyday circumstances that so frequently crop up throughout life. The problem isn't so much that divorces are becoming more common or that someone's bills aren't getting paid - the real problem is the approach people use to solve these issues. In The Slight Edge, Olson explains how you can use a single, simple technique to change the outcome of your life. Sometimes deciding something as simple as "diet, not regular," or when to take a walk can change your entire life.
The Slight Edge will help you realize that you need to start small when you want to change. Most people have been led to believe that success just comes out of the blue, dropping down from the sky. Some of these people think that if they fail to achieve their goals by the deadlines they've set, they'll never succeed. Others believe they just weren't meant to succeed or live a fulfilling, happy life.
According to The Slight Edge book by Jeff Olson, the truth is that you'll need to take action to make things happen whenever you want something in life. Success doesn't just fall into your lap, and it doesn't come overnight. Real success takes time to achieve. If you follow The Slight Edge technique properly, it can help you achieve the type of life you've always wanted.
Visit The Personal Development Company to learn more about The Slight Edge by Jeff Olson
Wednesday, August 10, 2011
Market Update
Stocks slid, dragging the Dow Jones Industrial Average to the lowest level since September 2010, and Treasuries rose for a third day amid concern the European sovereign debt crisis is worsening.
Tuesday, August 9, 2011
Market Technical Analysis
U.S. stocks jumped the most in more than two years, rebounding from the worst drop since 2008, and 10-year Treasury yields touched a record low. The Fed vowed to keep interest rate near zera through mid-2013.
Why Checking Accounts are no Longer Free
Many banks have cut free checking accounts for their customers. Banks that are still offering free checking are requiring customers to meet extremely specific demands or a customer will be penalized with a fee. Several reasons that banks are requiring customers to pay for checking accounts include decrease fee revenue, a cap on debit card interchange fees as well as increase regulation.
Miles Walker usually writes about car insurance quotes over at CarInsuranceComparison.org. His latest article looked at Alaska car insurance.
Debit Card Interchange Fees
Debit card interchange fees are charged each and every time a consumer uses his or her debit card at a merchant. For example, if a customer purchases $25 worth of gas at a gas station and selects debit, the merchant is charged a debit card interchange fee. A portion of this revenue is returned to the bank that owns the customers account. Some of the proceeds goes to the processing network. While the debit card interchange fees are much lower than those of the credit card networks, the federal government has proposed limiting them to $0.12 per transaction. Debit cards used to account for a large amount of revenue on checking accountsReduce fee revenue
Other fees that banks charge consumers such as overdraft fees have either been eliminated or drastically reduced due to federal oversight in the past several years. Many banks that used to receive a large amount of their revenue from fees have had to turn to other sources of revenue. Checking accounts used to be extremely profitable for banks due to the many customers who would overdraft using a debit card. The federal government required all accounts holders to opt in to being able to overdraft on debit card purchases. Once this was required, many banks lost a large portion of their revenue.Additional costs weighed down checking accounts
The industry standard has now become to charge for every service. Some banks offer customers accounts that only include access to ATM machines and charge a fee every time they speak with a teller. Many banks also are having to deal with a reduced amount of capital to loan. Loans are able to generate a large amount of revenue thanks to high interest rates. However, due to the economy, many banks are simply not loaning funds to consumers with poor or even fair credit. They rather hold on to the money and loan it to only the best customers.Conclusion
Checking accounts are no longer free due to increased federal regulation and the decreased ability of banks to collect revenue. Banks are unable to justify free checking accounts when they are losing interchange fees as well as overdraft fees.Miles Walker usually writes about car insurance quotes over at CarInsuranceComparison.org. His latest article looked at Alaska car insurance.
Monday, August 8, 2011
Risk Control
Look at the big picture and the whole market. A mistake made by many traders is that they become so involved in trying to catch the minor market swings and they miss the big picture of the major price move.
Never double up near the original trade entry point after having been ahead. It is better to cut your losses and get out.
Sunday, August 7, 2011
And Now What?
As the U.S. loses its top-notch credit rating, consumers face rising interest rates and borrowing costs that may cost taxpayers billions of dollars. Analysts warn the Standard & Poor’s downgrade would increase the costs on everything from student loans to car payments. The downgrade could also spread to a state and local level, pushing up the costs of borrowing funds for schools, roads and parks.
S&P cut the long-term U.S. credit rating from AAA to AA+ Friday night on concerns about the government’s budget deficits and rising debt burden. President Barack Obama signed legislation on Tuesday designed to reduce the fiscal deficit by $2.1trillion over 10 years. But that was well short of the $4 trillion in savings S&P had called for as a good ‘down payment’ on fixing America’s finances.
The political gridlock and the failure to seriously address U.S. long-term fiscal problems came against the backdrop of slowing economic growth. It also led to the worst week in the U.S. stock market for two years. The S&P 500 stock index fell 10.8 per cent in the past 10 trading days on concerns that the U.S. economy may head into another recession. There are also fears the European debt crisis has been growing worse as it spreads to Italy.
S&P cut the long-term U.S. credit rating from AAA to AA+ Friday night on concerns about the government’s budget deficits and rising debt burden. President Barack Obama signed legislation on Tuesday designed to reduce the fiscal deficit by $2.1trillion over 10 years. But that was well short of the $4 trillion in savings S&P had called for as a good ‘down payment’ on fixing America’s finances.
The political gridlock and the failure to seriously address U.S. long-term fiscal problems came against the backdrop of slowing economic growth. It also led to the worst week in the U.S. stock market for two years. The S&P 500 stock index fell 10.8 per cent in the past 10 trading days on concerns that the U.S. economy may head into another recession. There are also fears the European debt crisis has been growing worse as it spreads to Italy.
Saturday, August 6, 2011
Jaguar SS100 Classic 2 Seater British Sports Car
The history of this landmark highly regarded vintage automobile is as follows. William Lyons entered the motor industry in the 1920’s as both a designer and builder of special coachwork for the ordinary standard cars like the “Austin Seven” and the “Standard Nine” as well as for sidecars. His “Swallow” designs, like his sidecars were soon launched in 1931 and built in Coventry.
The first SS sports car, the “SS90”, was a short-wheelbase-mechanical version of the 20 horse powered SS1 with a side-valve 2 ½ liter engine. The SS100, which was born in 1935 using the same SS1 type of chassis, but with suspensions and other details from the also-new SS-Jaguar saloon autos. The engine was a Heynes-designed overhead-valve conversion of the original side valve 2,633 Standard six-cylinder engine unit.
The first SS100 was sensational enough, but the 3 and one half liter version, which was announced in 1937, was even much more so. The 3,485 cc engine, although essentially keeping some Standard parentage was largely knew and exceedingly powerful and very very swift. The car priced at a mere 445 British pounds Sterling in Britain, could achieve speeds in excess of 100 miles per hour and had the looks most often if not always associated with Italian-designed thoroughbreds. The SS100 in 2 and one half liter format did much in the SS Company’s prestige that is up to the outbreak of hostilities with Germany in World War 2.
The car made few concessions to comfort all in all it can be summarized. Performance, more performance and greater acceleration were the salient selling points. One has to remember and put into context that overall 100 miles per hour (equivalent to 160.93 kilometers per hour speeds) was more than rare in automotive products and even sports cars at that time period.
On top of that the new engine was found to be very tuneable and tweak able indeed. To its great credit and fortitude a Jaguar development car eventually “lapped” the Brooklands oval at an amazing 125 miles per hour at 125 mph in speed tests.
Yet only 23 of the SS90 side-valve cars were made, all in all. However the previous 90 designation served as the stepping stone to promote the merits of Jaguar SS100s’s. Fully 190 of the 2 ½ Liter and 118 of the 3 ½-liters Jaguar models were sold.
Yet the line ended with the start of WW2. Although there was still a lot of keen interest in the model only one vehicle was put up in the post-war years and that was essentially out of left over parts. What a shame for the end of the lineage.
Maxwell B. Labby
Traffic Ticket Winnipeg
Chilliwack BC Auto Dealers
Friday, August 5, 2011
Faber: Brace for a Global 'Reboot' and a War
Markets could rebound after Thursday's global market sell-off, but investors should see any bounce as a selling opportunity, as the world economy rolls towards total collapse. Faber thinks that by the end of the fall, the S&P 500 will have slid to around 1150, and investors will be hoping that further round of monetary easing will stabilize markets. "The next time we have a global economic crisis, it will be much worse than 2008". Before this happens there will be money printing and there will be war. The whole system will collapse," he said. "That's why I'm advising people that they have to think it through. In a total collapse you don't want to own government bonds and cash." http://www.cnbc.com/id/44031717
Market Panic Spreads Across Globe
Thursday, August 4, 2011
The Perfect Storm Part 2 of 6
A Fresh Start to Finances
When it comes to finances we all make mistakes at one point or another. A financial break down, however, doesn’t have to be the end of the world. It should be a stepping stone to a better financial you. The truth is that being good with money takes practice and if you have slipped up in the past there’s no reason why you can’t get things back on track.
Even though staying on top of your finances can require a lot of hard work, financial freedom is a very rewarding feeling. As you look to work on your own personal budget here are a few things to keep in mind:
Whatever your personal situation is, with some time and dedication you can create a sense of financial security for yourself. All the hard work will pay off in the end.
Skyhook Internet Marketing specializes in Web Design Phoenix. Skyhook does marketing for experienced Arizona bankruptcy attorney Spencer Hale.
Even though staying on top of your finances can require a lot of hard work, financial freedom is a very rewarding feeling. As you look to work on your own personal budget here are a few things to keep in mind:
- Write it Down- When you’re first starting to figure out your own budget you need to see where all of your money is going every month. This can help you cut out unnecessary expenses and make room for more savings. Be thorough when you’re making the list, and keep track of every penny you spend. Even cutting out a morning coffee can put a lot of extra cash in your pocket every month.
- One is Enough- If you collect credit cards like they’re sports trading cards then it’s time to cut back. Extra credit cards mean more temptation to spend what you don’t have. If you think it’s important to have a credit card for an emergency then try keeping cash saved up for an emergency. Having a $1,000 in savings in case of an emergency and a credit card with a $1,000 limit is the same thing. If you spend money from savings just fill it back up again.
- Stay Accountable- Working with someone else can help you stay on track to reach your goals. By letting someone know what you’re plan is and having them check up on you, you’ll stay motivated to reach your goals. The support of a friend can come in handy when you’re feeling tempted to splurge.
- Get Back on The Horse- Some people have faced fairly significant financial trials in their lives. A lot of people find themselves feeling trapped and weighed down by their debt. If you’re feeling like there is no way to overcome your debt then you may want to speak with a bankruptcy attorney. Sometimes the only way to get things back in order is with the help of bankruptcy. Although bankruptcy carries a negative connotation, it can be a means to a fresh start for people facing extreme debt. Even people who are good with finances can find themselves struggling to keep their heads above water due to things like unexpected medical bills. If you need to file for bankruptcy, realize that it is not the end of the world. It is a fresh start and with some hard work you’ll be better off.
Whatever your personal situation is, with some time and dedication you can create a sense of financial security for yourself. All the hard work will pay off in the end.
Skyhook Internet Marketing specializes in Web Design Phoenix. Skyhook does marketing for experienced Arizona bankruptcy attorney Spencer Hale.
Wednesday, August 3, 2011
The Perfect Storm Part 1 of 6
Forex Trading Strategies That Work
When it comes to the forex markets traders get quite a thrill from executing bids and seeing a positive outcome. By using some well thought out forex trading strategies traders can make their bids with greater confidence. While you may have to test a few strategies to see which work best for you, these are the top trading strategies that professional traders tend to use, with the best results.
If you are looking for forex trading strategies for beginners then this one is for you. Called scalping, this strategy has very little risk attached to it which is why it’s a good strategy for beginners to start with. But because there is less risk associated with it, the returns are also lower. While many traders consider this a negative aspect and choose to avoid this strategy, using when doing forex trading brings in steady, repeated profits. To use this strategy you will first need to find a currency pair and then start a position on it. You will then need to buy or sell a stop order on that trade. If there is a large price movement you will either make a profit or a loss, depending on the price change of the chosen currency pair.
The second strategy is the three day rolling pivot which is used as a reference point to show when you should enter and exit trades. How this strategy works when trading forex is that it shows you how to exit trades that you are losing, as well as when to exit a winning trade in order to avoid it becoming a losing trade. This is generally a pretty easy trading strategy to follow, which is part of its appeal.
If you are looking to make profits then you need to chase the exchange trend. This may lead you to question how you are to know which way the market is going. Professional traders revealed one of their forex trading strategies that use a pivot point to help them identify trends in the market. They can then make long- or short term bids accordingly.
If you are going to start trading you will first need to open a forex trading account. Once you have done this use the above forex trading strategies to help you with successful trading.
Tuesday, August 2, 2011
Start Your Consulting Career With A Bang
Although we may often think of consultants as business professionals, they can also work in technical, educational or other fields. In essence, a consultant is a professional hired by a company to teach or help its employees by using their experience in the field. Consultants are hired to affect changes or lend their expertise to various companies and organisations. Consulting jobs can offer good pay, freedom to work as you like, a chance to help others with your knowledge, and a challenge to those who excel in their field. The first challenge when you start your consulting career is finding jobs.
Companies that hire consultants will often both hire individual consultants as well as teams of consultants from consulting firms. As such, it’s possible to work as an employee for a consulting firm and still work as a consultant for another company. Working for a firm allows you to build up your resume with consulting experience, after which you can go solo. It also allows you to network, which is essential in the world of consulting. The more contacts you have, the more job opportunities you will get.
If you’re a recent graduate and are new at consulting, then you may want to check out career fairs. Recruiters are always looking for recent graduates at career fairs, especially in technological fields. Come prepared looking your best with plenty of copies of your resume on good paper. Show off your professional side and your special skills. These are also great places for talking to people in the industry and learning more about it.
Colleges and universities are often looking for consultants. With college consulting jobs, you may be working with students to lend them some of your real-world experience. These jobs are also great resume-builders.
Research the top companies in your field and send them your resume, telling them that you’re interested in consulting work. Large companies are often looking for consultants to hire on a temporary basis rather than hiring new permanent staff. It’s a great opportunity to get some experience as well as a great resume item.
As a consultant, you’re on your own. For this reason, building your resume is very important. Always look for opportunities to add something valuable to your resume, even if they don’t pay well. They’ll pay you later when it leads to a great consulting job with a high rate attached.
There are increasingly more opportunities for consultants online. Consulting message boards and freelance sites are great places to look for jobs. Look at forums or other places where professionals in your field hang out. Technology and the spread of the internet have created a boom in consulting, partly because location no longer matters as much.
Because of the boom in technology nowadays, it’s much easier to be a consultant than it was in years gone by. You can work from home and cut down overhead costs of renting an office and hiring staff. The important thing is to be good at what you do. You must have knowledge, experience and passion. Be a good problem solver and be flexible. Most of all, you should have a love of teaching others. These are some of the things it takes to find great consulting jobs.
These consulting career tips courtesy of HirePulse, the place where you can launch your career as a consultant, a service provider, a freelancer, or a contractor. If you’re feeling inspired then take a look at this article on Social Recruiting – The Place For Finding A Job Is Online.
Join a Consulting Firm
Companies that hire consultants will often both hire individual consultants as well as teams of consultants from consulting firms. As such, it’s possible to work as an employee for a consulting firm and still work as a consultant for another company. Working for a firm allows you to build up your resume with consulting experience, after which you can go solo. It also allows you to network, which is essential in the world of consulting. The more contacts you have, the more job opportunities you will get.
Career Fairs
If you’re a recent graduate and are new at consulting, then you may want to check out career fairs. Recruiters are always looking for recent graduates at career fairs, especially in technological fields. Come prepared looking your best with plenty of copies of your resume on good paper. Show off your professional side and your special skills. These are also great places for talking to people in the industry and learning more about it.
Colleges And Universities
Colleges and universities are often looking for consultants. With college consulting jobs, you may be working with students to lend them some of your real-world experience. These jobs are also great resume-builders.
Contact Companies Directly
Research the top companies in your field and send them your resume, telling them that you’re interested in consulting work. Large companies are often looking for consultants to hire on a temporary basis rather than hiring new permanent staff. It’s a great opportunity to get some experience as well as a great resume item.
Build Your Resume
As a consultant, you’re on your own. For this reason, building your resume is very important. Always look for opportunities to add something valuable to your resume, even if they don’t pay well. They’ll pay you later when it leads to a great consulting job with a high rate attached.
Look Online
There are increasingly more opportunities for consultants online. Consulting message boards and freelance sites are great places to look for jobs. Look at forums or other places where professionals in your field hang out. Technology and the spread of the internet have created a boom in consulting, partly because location no longer matters as much.
Because of the boom in technology nowadays, it’s much easier to be a consultant than it was in years gone by. You can work from home and cut down overhead costs of renting an office and hiring staff. The important thing is to be good at what you do. You must have knowledge, experience and passion. Be a good problem solver and be flexible. Most of all, you should have a love of teaching others. These are some of the things it takes to find great consulting jobs.
These consulting career tips courtesy of HirePulse, the place where you can launch your career as a consultant, a service provider, a freelancer, or a contractor. If you’re feeling inspired then take a look at this article on Social Recruiting – The Place For Finding A Job Is Online.
Monday, August 1, 2011
Global Manufacturing Collapses To Worst Levels Since Mid-2009
News from last night out of China, coupled with early morning news from Europe confirmed what many speculated: namely that global manufacturing is now in a toxic spiral and absent another stimulus kick from various monetary and fiscal authorities there is no catalyst on the horizon to put the global economy into second gear. As Reuters observes, factories in Asia and Europe all but stagnated in July, according to business surveys that showed the weakest rates of growth since major industrial powers were struggling through the 2009 recession. While stock markets rose on signs of a last minute solution that would avoid a U.S. debt default, manufacturing purchasing managers indexes (PMIs) provided the latest evidence of a slowing global economy. The euro zone manufacturing PMI, which gauges the activities of thousands of businesses, fell to 50.4 in July from 52.0 in June — its worst showing since September 2009 and barely above the 50 mark dividing growth and contraction. Perhaps more worryingly, China’s official government PMI dropped to 50.7 from 50.9 in June, its weakest in more than two years, while the HSBC PMI fell below the 50 mark for the first time in a year — to 49.3 in July from 51.6. Following Friday’s horrendous GDP and Chicago PMI readings these are hardly a surprise.http://investmentwatchblog.com/global-manufacturing-collapses-to-worst-levels-since-mid-2009-markets-shrug-it-off/
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